top of page
iStock-2086436224.jpg

Pioneered in Digital Banking

We help you transform into the enterprise of tomorrow, today.

INDUSTRIES / BANKING

BANKING

Creating a sustainable, transformative
ecosystem

The manufacturing landscape is undergoing a seismic shift. The future demands a bold new vision –
one rooted in the principles of Industry 5.0, where technology drives positive change for people and
the planet.

We see this as a pivotal moment for the industry. TCS partners with global manufacturing enterprises
to navigate this transformation, empowering them to not just adapt, but thrive as future-ready
businesses. We harness the transformative power of technologies, like GenAI and quantum computing,
to drive meaningful business outcomes and sustainable growth for our clients. We're committed to
creating a future where manufacturing ecosystems are resilient, sustainable, and human-centric,
leading the way toward a purpose-led and thriving industry.

SERVICES AND PLATFORMS

Make your enterprise future-
ready

  • 1.1 Core Banking System Integration

    • Seamless Operations: Our core banking solutions integrate all aspects of banking operations, including account management, transactions, loans, deposits, and more, into a single unified platform.

    • Real-Time Transaction Processing: We help automate and process transactions in real-time, enhancing speed, accuracy, and customer satisfaction.

    • Scalability: As your bank grows, our core banking system is built to scale, handling an increasing number of accounts, transactions, and products without compromising performance.

    1.2 Core Banking Data Management

    • Centralized Data: Store and manage customer data securely, ensuring easy access to important banking information.

    • Data Security and Compliance: Our solutions are designed to meet the stringent security standards of the banking industry, including GDPR and PCI-DSS compliance.

  • 2.1 Online Banking Platforms

    • Custom Web Portals: Develop user-friendly online banking websites where customers can access and manage their accounts, view balances, transfer money, pay bills, and more.

    • Enhanced Security: Implement multi-factor authentication and encryption to protect sensitive data and ensure the security of customer transactions.

    • Personalized Banking: Offer personalized financial advice, automated budgeting tools, and account management options to enhance customer experience.

    2.2 Mobile Banking Apps

    • Mobile-first Approach: With the rise of mobile banking, we design feature-rich mobile apps that allow customers to conduct banking transactions, view account balances, deposit checks, and more, directly from their smartphones.

    • Push Notifications: Engage customers with timely alerts for payments, low balances, account activity, or promotions.

    • Biometric Authentication: Implement fingerprint and face recognition for fast and secure login and transaction approval.

  • 3.1 Payment Gateway Integration

    • Secure Payments: Our systems allow seamless and secure transactions, both online and in-store, through integrated payment gateways such as Visa, Mastercard, PayPal, and digital wallets like Apple Pay and Google Pay.

    • Cross-Border Payments: Facilitate cross-border payments with multi-currency support, ensuring smooth international transactions.

    • Tokenization and Fraud Prevention: Implement payment tokenization to secure sensitive data and prevent fraud.

    3.2 Digital Wallet Solutions

    • Mobile Wallets: Develop and integrate digital wallets for your customers, enabling them to store payment information and perform contactless payments with ease.

    • Peer-to-Peer Payments: Enable P2P payment systems within mobile banking apps, allowing users to send money instantly to others using only a phone number or email address.

  • 4.1 Regulatory Compliance Solutions

    • Automated Compliance Reporting: Streamline your compliance reporting process by integrating regulatory requirements directly into your banking systems.

    • Anti-Money Laundering (AML) and KYC Solutions: Our systems automate KYC (Know Your Customer) procedures and AML (Anti-Money Laundering) checks to ensure your bank adheres to global financial regulations.

    4.2 Risk Management Software

    • Credit Risk Analysis: Our solutions enable you to assess and manage credit risk for individual customers, including automated credit scoring and risk assessments.

    • Fraud Detection Systems: Implement machine learning and AI-driven fraud detection tools to monitor transactions for unusual patterns and prevent fraudulent activities.

    • Data Privacy: We ensure that your systems are fully secure and compliant with privacy regulations like GDPR and CCPA, safeguarding sensitive customer data.

  • 5.1 Customer Profile Management

    • 360-Degree View: Maintain a comprehensive view of each customer’s banking relationship, including account details, interactions, and transaction history.

    • Personalized Offers: Use CRM tools to send targeted offers, promotions, and loan products based on customers' profiles and behavior.

    5.2 Customer Service Solutions

    • Omnichannel Support: Provide customer support across multiple channels, including phone, email, live chat, and social media, ensuring consistent communication.

    • Automated Assistance: Implement AI-driven chatbots to assist customers with common banking queries, reducing the need for human intervention.

SERVICES FOR BETTER RESULTS